{"id":37238,"date":"2024-10-25T13:23:09","date_gmt":"2024-10-25T20:23:09","guid":{"rendered":"https:\/\/occupysf.net\/?p=37238"},"modified":"2024-10-25T13:23:10","modified_gmt":"2024-10-25T20:23:10","slug":"maine-nonprofit-cancels-1-9-million-in-medical-debt-for-1500-people","status":"publish","type":"post","link":"https:\/\/occupysf.net\/index.php\/2024\/10\/25\/maine-nonprofit-cancels-1-9-million-in-medical-debt-for-1500-people\/","title":{"rendered":"Maine Nonprofit Cancels $1.9 Million in Medical Debt for 1,500 People"},"content":{"rendered":"\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.commondreams.org\/media-library\/evan-lebrun-executive-director-of-mainers-for-working-families.png?id=53871038&amp;width=1200&amp;height=400&amp;quality=90&amp;coordinates=0%2C137%2C0%2C223\" alt=\"Evan LeBrun, executive director of Mainers For Working Families\"\/><\/figure>\n\n\n\n<p>Evan LeBrun, executive director of Mainers For Working Families, campaigns in Portland, Maine in May 2024.&nbsp;<\/p>\n\n\n\n<p>(Photo: Mainers For Working Families)<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">&#8220;This is just a drop in the bucket,&#8221; a campaigner said. &#8220;Now, it&#8217;s up to our lawmakers to make healthcare affordable for everyone in our state and to eliminate medical debt.&#8221;<\/h2>\n\n\n\n<p><a href=\"https:\/\/www.commondreams.org\/author\/edward-carver\">EDWARD CARVER<\/a><\/p>\n\n\n\n<p>Oct 24, 2024  (CommonDreams.org)<a href=\"https:\/\/giving.commondreams.org\/-\/XKQWGZVR\"><\/a><\/p>\n\n\n\n<p>Mainers For Working Families, an advocacy group, announced on Thursday that it had partnered with a larger nonprofit to relieve $1.85 million worth of medical debt for 1,508 low-income people who live in Maine.<\/p>\n\n\n\n<p>MFWF furnished a donation of $12,740 to Undue Medical Debt, a 501(c)(3) group formed by former collections executives, which bought the $1.85 million in debts; such debt is sold at pennies on the dollar.<\/p>\n\n\n\n<p>The recipients, spread all over Maine, were people who live four times below the Federal Poverty Level or for whom medical debt totals more than 5% of their annual income.<\/p>\n\n\n\n<p>&#8220;We can&#8217;t turn back the clock for these people, but we had to do something,&#8221; Evan LeBrun, MFWF&#8217;s executive director, said in a statement.<\/p>\n\n\n\n<p>&#8220;This is just a drop in the bucket,&#8221; he added. &#8220;Now, it&#8217;s up to our lawmakers to make healthcare affordable for everyone in our state and to eliminate medical debt.&#8221;<\/p>\n\n\n\n<p>https:\/\/x.com\/ForMainers\/status\/1849420580774359279?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1849420580774359279%7Ctwgr%5E90e0a9de8a9e239255dc4fe8da38e4ac4396c2fd%7Ctwcon%5Es1_c10&#038;ref_url=https%3A%2F%2Fwww.commondreams.org%2Fnews%2Fmaine-medical-debt<\/p>\n\n\n\n<p>MFWF has worked on healthcare affordability issues since 2021 and medical debt since last year, a representative told&nbsp;<em>Common Dreams<\/em>. The group recently released a series of&nbsp;<a href=\"https:\/\/www.youtube.com\/playlist?list=PLxd0hNK2bfouD7jzXf_L6rs1triLI33aX\" target=\"_blank\" rel=\"noreferrer noopener\">videos<\/a>&nbsp;on the topic based on interviews conducted around Maine.<\/p>\n\n\n\n<p>Undue Medical Debt formed in 2014 following inspiration from&nbsp;<a href=\"https:\/\/www.theguardian.com\/world\/2013\/nov\/12\/occupy-wall-street-activists-15m-personal-debt\" target=\"_blank\" rel=\"noreferrer noopener\">debt cancellation projects<\/a>&nbsp;undertaken by&nbsp;<a href=\"https:\/\/www.commondreams.org\/tag\/occupy-wall-street\">Occupy Wall Street<\/a>&nbsp;participants, including activist-intellectuals such as Astra Taylor and David Graeber. The nonprofit, which drew donor attention after it was&nbsp;<a href=\"https:\/\/www.youtube.com\/watch?v=hxUAntt1z2c\" target=\"_blank\" rel=\"noreferrer noopener\">featured<\/a>&nbsp;by comedian John Oliver on his HBO show in 2016, has now canceled nearly $15 billion in medical debt, according to its&nbsp;<a href=\"https:\/\/unduemedicaldebt.org\/our-outcomes\/?utm_campaign=Sitelinks\" target=\"_blank\" rel=\"noreferrer noopener\">website<\/a>. Oliver himself made a contribution to the group, which was previously known as R.I.P. Medical Debt.<\/p>\n\n\n\n<p>Nationwide, nearly 100 million people are dealing with unpaid medical bills,&nbsp;<a href=\"https:\/\/www.whitehouse.gov\/briefing-room\/statements-releases\/2023\/12\/08\/readout-of-the-white-house-state-convening-on-medical-debt\/#:~:text=One%20in%20three%20adults%20%E2%80%93%20nearly,they%20need%20to%20get%20by.\" target=\"_blank\" rel=\"noreferrer noopener\">according to<\/a>&nbsp;federal data.<\/p>\n\n\n\n<p>The push for change in the field of medical debt has yielded a series of small victories. Last year, the three major consumer report agencies\u2014Equifax, Experian, and TransUnion\u2014stopped including medical debts below $500 on their credit reports,&nbsp;<a href=\"https:\/\/www.consumerfinance.gov\/about-us\/blog\/medical-debt-anything-already-paid-or-under-500-should-no-longer-be-on-your-credit-report\/\" target=\"_blank\" rel=\"noreferrer noopener\">according to<\/a>&nbsp;the Consumer Financial Protection Bureau. In June, the CFPB&nbsp;<a href=\"https:\/\/www.washingtonpost.com\/health\/2024\/06\/11\/biden-cfpb-medical-debt\/\" target=\"_blank\" rel=\"noreferrer noopener\">moved<\/a>&nbsp;to ban all medical debt from credit reports, drawing&nbsp;<a href=\"https:\/\/www.commondreams.org\/news\/medical-debt-on-credit-report\" target=\"_blank\" rel=\"noreferrer noopener\">praise<\/a>&nbsp;from progressives such as Sen.&nbsp;<a href=\"https:\/\/www.commondreams.org\/tag\/bernie-sanders\">Bernie Sanders<\/a>&nbsp;(I-Vt.).<\/p>\n\n\n\n<p>Vice President&nbsp;<a href=\"https:\/\/www.commondreams.org\/tag\/kamala-harris\">Kamala Harris<\/a>, the Democratic presidential nominee, has&nbsp;<a href=\"https:\/\/www.whitehouse.gov\/briefing-room\/statements-releases\/2024\/06\/11\/fact-sheet-vice-president-harris-announces-proposal-to-prohibit-medical-bills-from-being-included-on-credit-reports-and-calls-on-states-and-localities-to-take-further-actions-to-reduce-medical-debt\/\" target=\"_blank\" rel=\"noreferrer noopener\">pushed<\/a>&nbsp;medical debt cancellation in her current role and&nbsp;<a href=\"https:\/\/www.commondreams.org\/news\/kamala-harris-child-tax-credit\" target=\"_blank\" rel=\"noreferrer noopener\">pledged<\/a>, as part of her economic agenda, to work with states to states to cancel more debt if she wins in November.<\/p>\n\n\n\n<p>A&nbsp;<a href=\"https:\/\/www.nber.org\/system\/files\/working_papers\/w32315\/w32315.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">working paper<\/a>&nbsp;published by the National Bureau of Economic Research in April called into question the premise of Undue&#8217;s work, finding that recipients of debt relief had no better credit scores or mental health than a control group. A co-author&nbsp;<a href=\"https:\/\/www.nytimes.com\/2024\/04\/08\/science\/rip-medical-debt.html\" target=\"_blank\" rel=\"noreferrer noopener\">said<\/a>&nbsp;the results had &#8220;disappointed&#8221; the researchers.<\/p>\n\n\n\n<p>However, research has shown strong benefits to&nbsp;<a href=\"https:\/\/www.nber.org\/system\/files\/working_papers\/w25810\/revisions\/w25810.rev1.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">other forms<\/a>&nbsp;of debt relief, and a 2023&nbsp;<a href=\"https:\/\/ripmedicaldebt.org\/wp-content\/uploads\/2023\/10\/Medical-Debt-Report.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">survey<\/a>&nbsp;conducted by Undue and other groups did show that medical debt negatively affected mental health for most people and caused 42% to delay further medical care.<\/p>\n\n\n\n<p>Medical debt disproportionately affects people who are poor, Black, or disabled,&nbsp;<a href=\"https:\/\/www.healthsystemtracker.org\/brief\/the-burden-of-medical-debt-in-the-united-states\/#Share%20of%20adults%20who%20have%20medical%20debt,%20by%20health%20status%20and%20disability%20status,%202021\" target=\"_blank\" rel=\"noreferrer noopener\">according to<\/a>&nbsp;Peterson-KFF Health System Tracker. About 3 million Americans have more than $10,000 in medical debt.<\/p>\n\n\n\n<p>One is a woman named Kim, a resident of Old Town, Maine, whom MFWF interviewed in a recent&nbsp;<a href=\"https:\/\/www.youtube.com\/watch?v=0XPGscDAqiM&amp;list=PLxd0hNK2bfouD7jzXf_L6rs1triLI33aX&amp;index=3\" target=\"_blank\" rel=\"noreferrer noopener\">video<\/a>. She lives off of $26,200 per year and has roughly $2 million in debt, thanks to her fight with Addison&#8217;s disease, a chronic endocrine disorder.<\/p>\n\n\n\n<p>&#8220;I am really hoping that someone sees what is actually happening out there,&#8221; she said. &#8220;God, I hope so.&#8221;<\/p>\n\n\n\n<p>Efforts to address the issue at the Maine state level have achieved mixed success. A modest reform bill that prevents debt accrual on medical debt did\u00a0<a rel=\"noreferrer noopener\" href=\"https:\/\/mainemorningstar.com\/2024\/04\/16\/maine-legislature-splits-on-bills-designed-to-rein-in-burden-of-medical-debt\/\" target=\"_blank\">pass<\/a>\u00a0in Augusta in April.<\/p>\n\n\n\n<p>Our work is licensed under Creative Commons (CC BY-NC-ND 3.0). Feel free to republish and share widely.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.commondreams.org\/author\/edward-carver\">EDWARD CARVER<\/a><\/p>\n\n\n\n<p>Edward Carver is a staff writer for Common Dreams.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.commondreams.org\/author\/edward-carver\">Full Bio &gt;<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Evan LeBrun, executive director of Mainers For Working Families, campaigns in Portland, Maine in May 2024.&nbsp; (Photo: Mainers For Working Families) &#8220;This is just a drop in the bucket,&#8221; a campaigner said. &#8220;Now, it&#8217;s up to our lawmakers to make healthcare affordable for everyone in our state and to eliminate&#8230; <a class=\"continue-reading-link\" href=\"https:\/\/occupysf.net\/index.php\/2024\/10\/25\/maine-nonprofit-cancels-1-9-million-in-medical-debt-for-1500-people\/\"> Continue reading <span class=\"meta-nav\">&rarr; <\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/occupysf.net\/index.php\/wp-json\/wp\/v2\/posts\/37238"}],"collection":[{"href":"https:\/\/occupysf.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/occupysf.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/occupysf.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/occupysf.net\/index.php\/wp-json\/wp\/v2\/comments?post=37238"}],"version-history":[{"count":1,"href":"https:\/\/occupysf.net\/index.php\/wp-json\/wp\/v2\/posts\/37238\/revisions"}],"predecessor-version":[{"id":37239,"href":"https:\/\/occupysf.net\/index.php\/wp-json\/wp\/v2\/posts\/37238\/revisions\/37239"}],"wp:attachment":[{"href":"https:\/\/occupysf.net\/index.php\/wp-json\/wp\/v2\/media?parent=37238"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/occupysf.net\/index.php\/wp-json\/wp\/v2\/categories?post=37238"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/occupysf.net\/index.php\/wp-json\/wp\/v2\/tags?post=37238"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}